As an underwriting agency we do not assume any insurance risk ourselves and the revenues generated are based entirely on management fees and profit commissions.
We are one of the leading health insurance product providers in South Africa with over 150,000 Gap Cover (or similar) policy holders. We are founded on the principles of innovation and in providing the right product to the consumer. Our products are designed to protect the individual consumer who is a member of a Medical Scheme but is still at risk (often for tens of thousands of Rands) for unforeseen additional charges during a period of hospitalisation.
We believe that the individual consumer should select the medical aid benefit option that is most appropriate and purchase the Ambledown cover for such unforeseen events. We aim to provide products that are affordable and applicable to all medical scheme benefit options.